Organizations around the world are facing an increased exposure to Sexual Molestation Liability (SML), due to heightened societal awareness, evolving statutory requirements, and growing scrutiny. Claims against your organization could result in substantial costs, severe operational disruption and potentially devastating reputational damage. This is particularly true for businesses who work with children or vulnerable adults, such as, in the education, healthcare, religious and transportation sectors.

More frequently contractual obligations now mandate SML insurance, making it a precondition of any continued engagement. Tailored, affirmative SML coverage, not only provides financial protection, but can also offer access to specialist risk management and crisis response services, helping your organization prevent future incidents and demonstrate accountability.

Securing appropriate SML coverage is an essential safeguarding measure, both for your financial stability, and your long-term ability to retain trust among a full range of stakeholders in today’s increasingly challenging commercial and societal landscape.